The Alert: 16 Apps That Can Empty Your Bank Account
Cybersecurity researchers have raised the alarm: there are at least 16 Android apps (especially VPNs, streaming & utility apps) that, if not updated, pose a risk — they could let hackers silently take over your device and drain your bank accounts.
Although many media reports focus on a specific VPN + piracy app (Mobdro Pro + VPN) carrying the Klopatra malware, more apps (16 in total) are believed vulnerable under similar schemes.
The key vulnerability: these apps may request powerful Accessibility permissions via fake UI flows. Once enabled, the malware can read your screen, intercept transactions, and mimic your inputs.
How the Malware Works
Fake App Disguises:
The malicious apps often pose as legitimate VPN or streaming services. Users download them thinking they are benign.
Permission Escalation:
After installation, the app nudges users to grant Accessibility Services and other permissions under misleading prompts (e.g. “Optimize performance”, “Enable features”).
Remote Control & Stealth Actions:
With these permissions, the malware can:
Read screen content (including banking app UI),
Capture login / OTP input,
Perform taps or transactions in your apps,
Hide its presence in background.
Draining Funds:
Victims notice missing money, failed transactions, or unfamiliar transfers — by then damage may already be done.
Warning Signs You Should Watch
Battery drains faster than usual.
Data usage spikes sharply.
Sudden app freezes or sluggish behavior.
Pop-ups requesting odd permissions.
Unknown apps installed on your device.
Strange SMS or push alerts about banking activity you didn’t initiate.
How to Protect Yourself
Action Why It Helps
Update all apps immediately Developers may patch the vulnerability
Avoid downloading apps from unknown sources Official Play Store has better vetting
Check app permissions carefully Revoke unnecessary or dangerous ones
Use reputed antivirus / anti-malware Helps detect suspicious behavior
Enable two-factor authentication (2FA) on bank apps Adds a second barrier
Monitor bank alerts & transactions frequently Detect suspicious activity early
Keep device OS updated System patches can block exploits
Uninstall unfamiliar or untrusted apps Reduces exposure risk
FAQs (English)
Which app caused the flagship warning?
The VPN + streaming app “Mobdro Pro + VPN” has been flagged for carrying Klopatra malware.
What is Klopatra malware?
It’s a banking trojan capable of remote control, screen reading, and transaction initiation via Accessibility privileges.
Why Accessibility permissions?
Because they allow reading screen content and simulating touches — these powers make stealth attacks possible.
Does using the Google Play Store ensure safety?
Not fully, but it reduces risk. Always check reviews, permissions, developer credibility.
If I’ve installed a suspicious app, what should I do?
Uninstall immediately, revoke permissions, run antivirus scan, change banking passwords, and notify your bank.
Can this affect iPhone / iOS users?
iOS has stricter sandboxing, so while less likely, phishing or social engineering attacks remain possible.
How many users are affected so far?
Reports suggest over 3,000 devices were compromised in Europe by Klopatra—just one strain.
The Independent
Is this only about VPN apps?
No — streaming, utility, tool apps may also carry similar threats if compromised or outdated.
Does updating apps always fix the issue?
Updates may patch known vulnerabilities; however, you still need caution as new ones can arise.
Should I avoid VPN apps entirely?
No — just choose trusted, well-reviewed VPN apps from official sources and monitor permissions.